Taco Casserole

1 can refried beans (16 oz)

1 lb. ground beef

1 tsp. chili powder

1 sml. onion, chopped

2 cup cooked rice

1 can tomato sauce (8 oz.)

½ cup salsa

Sour cream

Salsa

Tortilla chips

2 cups cheddar cheese, grated

Spread refried beans in bottom of 2 quart casserole dish.  Heat in microwave on high 2 minutes.  Brown ground beef, onions and chili powder.  Spread hamburger on top of refried beans.  Add rice.  Mix tomato sauce with salsa and pour over rice.  Top with cheese.  Heat in microwave 5 to 7 minutes.  Serve with tortilla chips and garnish with sour cream, and salsa.